TERMS &
CONDITIONS

By accessing or using our Website at healthandfitnessclub.com, subscribing to our newsletter, downloading any content, or purchasing any digital product, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions, as well as our Privacy Policy, which is incorporated herein by reference.

These Terms apply to all visitors, subscribers, customers, and others who access or use the Website. If you are using the Website on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit their use of the Website. Without limitation, you agree not to:

• ▸Use the Website in any way that violates applicable local, national, or international laws or regulations
• ▸Transmit any unsolicited or unauthorized advertising or promotional material (spam)
• ▸Attempt to gain unauthorized access to any part of the Website or its related systems
• ▸Use automated tools, bots, or scrapers to extract data from the Website without our prior written consent
• ▸Reproduce, duplicate, copy, sell, or exploit any portion of the Website for commercial purposes without express written permission
• ▸Upload or transmit viruses or any other malicious code that may affect the operation of the Website
• ▸Impersonate any person or entity or misrepresent your affiliation with any person or entity

We reserve the right to terminate or restrict your access to the Website at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, third parties, or for any other reason.

All content on this Website — including but not limited to text, graphics, logos, images, SVG illustrations, body type descriptions, training guides, nutritional information, digital product content, page designs, and the overall "look and feel" — is the exclusive property of The Health & Fitness Club or its content licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, revocable license to access and view the Website and its content for your personal, non-commercial use only. This license does not include the right to:

• ▸Reproduce, distribute, or publicly display any Website content without prior written permission
• ▸Modify, create derivative works from, or reverse engineer any content or products
• ▸Use any data mining, robots, or similar data-gathering tools on the Website
• ▸Remove any copyright, trademark, or other proprietary notices from any content

Any unauthorized use of our intellectual property may result in legal action. The Health & Fitness Club name, logo, and all related marks are trademarks of The Health & Fitness Club.

The Health & Fitness Club offers digital products, including but not limited to "The Muscle Maximizer" program ("Digital Products"). By purchasing a Digital Product, you agree to the following terms:

We reserve the right to update, modify, or discontinue Digital Products at any time. Prices are subject to change without notice. All transactions are processed in U.S. dollars.

Always consult your physician or a qualified healthcare professional before beginning any new exercise program, diet, or fitness regimen, especially if you have any pre-existing medical conditions, injuries, or health concerns. Never disregard professional medical advice or delay seeking it because of information you have read on this Website.

• ▸Individual results from any fitness program, diet, or supplement protocol will vary based on factors including genetics, consistency, age, starting fitness level, and adherence
• ▸The body type classifications (Endomorph, Ectomorph, Mesomorph) are educational guidelines and simplifications — most individuals display a combination of characteristics
• ▸Exercise carries inherent risks of injury. You assume full responsibility for any risk of loss, injury, or damage to yourself or others in connection with use of our content
• ▸The Health & Fitness Club is not liable for any health-related issues arising from the use of information or programs provided on this Website

THE WEBSITE AND ALL CONTENT, DIGITAL PRODUCTS, AND SERVICES PROVIDED ARE OFFERED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE HEALTH & FITNESS CLUB EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• ▸Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
• ▸Warranties that the Website will be available, uninterrupted, or error-free
• ▸Warranties that defects or errors will be corrected
• ▸Warranties regarding the accuracy, reliability, completeness, or timeliness of any content

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE HEALTH & FITNESS CLUB, ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH:

• ▸Your use of, or inability to use, the Website or any Digital Products
• ▸Any errors or inaccuracies in any content on the Website
• ▸Any unauthorized access to or alteration of your data or transmissions
• ▸Any physical injury or health consequence resulting from use of our fitness content
• ▸Any other matter relating to the Website or Digital Products

IN NO EVENT SHALL OUR TOTAL CUMULATIVE LIABILITY TO YOU EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).

You agree to defend, indemnify, and hold harmless The Health & Fitness Club, its officers, directors, employees, contractors, agents, licensors, and successors from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including reasonable attorneys' fees) arising from:

• ▸Your use of the Website or any Digital Products
• ▸Your violation of any provision of these Terms
• ▸Your violation of any third-party rights, including intellectual property or privacy rights
• ▸Any content you submit, post, or transmit through the Website

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions.

Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Website shall first be addressed through good-faith negotiation. If a resolution cannot be reached within thirty (30) days of written notice, the parties agree to resolve the dispute through binding arbitration under the rules of the American Arbitration Association, conducted in Florida.

You agree that any arbitration shall be conducted on an individual basis and not as a class action, and you waive any right to participate in a class action or representative proceeding.

Our Website may contain links to third-party websites, services, or content that are not owned or controlled by The Health & Fitness Club. We provide these links for your convenience only and do not endorse, control, or assume any responsibility for the content, privacy policies, or practices of any third-party websites or services.

We strongly recommend that you review the terms and privacy policies of any third-party websites you visit. Your use of third-party websites is at your own risk, and these Terms do not apply to those websites.

We reserve the right to update, revise, or modify these Terms & Conditions at any time at our sole discretion. When we make material changes, we will update the "Last Updated" date at the top of this page and, where appropriate, provide additional notice via email or a prominent website notice.

Your continued use of the Website after any such changes constitutes your acceptance of the new Terms. If you do not agree to the modified Terms, you must stop using the Website. It is your responsibility to review these Terms periodically.

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions of these Terms shall continue in full force and effect.

These Terms, together with our Privacy Policy, constitute the entire agreement between you and The Health & Fitness Club regarding your use of the Website and supersede all prior and contemporaneous agreements, representations, and understandings.